RateRadarWhat actually affects your car insurance rate
A lot goes into an auto-insurance rate. A few of the bigger factors:
Where you live
Your area plays a role in how your rate is calculated.
How much you drive
Annual mileage can matter — if you drive less than you used to, it's worth re-checking.
Your vehicle
The car you insure, and how many vehicles are on the policy, can change your options.
Your driving history
Your record over time is part of the picture.
How long since you last compared
Rates change over time, so a comparison every so often helps you stay in the loop.